Taxation life insurance : The Multisupport Contract with Payments and Free Withdrawals AFER profits from the advantageous taxation of life insurance. Saving on the long term is encouraged: the interests are exonerated in the very large majority of the cases after 8 years of duration, the social taking away are perceived only with occasion of the repurchases and are exonerated in the event of death.The transmission of saving is facilitated: l´épargne istransmitted in the event of death to the recipients whom you freely designated, in the major part of the cases, without inheritancees tax death.

Afer Association:AFER is with origin one of original and single concept, with the crossroads of the mutualism and capitalism. The convention AFER, signed with partners insurers who bring their guarantee, is managed by GIE AFER (Groupement d´Intérêt Economique) directed paritairement by l Association and the companies d´Assurances. The presentation with the public of convention AFER (today the Multisupport Contract with Payments and Free Withdrawals) is entrusted to professional advisers: brokers d´assurances, boards of trustees of inheritance and agents of the companies d´assurances partners of AFER. The site of AFER, as well as word “AFER” one makes a declaration at the CNIL. You want will remake in mentions the legal page of the site of AFER.