Life insurance, instructions Alluring tax placement, the life insurance remains a very tempting saving. It makes it possible to protect its close relations all in create for themselves a sour saving in the medium and long term. The best life insurance:The life insurance AFER: Better contract of life insurance, 4. 41% Net in 2005. « source : Le Revenu »Contract AFER is the best tool to preserve the future of your close relations in their ensuring a Transmission of your inheritance under tax conditions optimum. On our site we propose to you: - Any knowledge on different the type of contract that Afer propose to you as well as the options of investment available for each contract.-To have answers to the questions that you are posed on the taxation. (Succession, Life annuity, wealth tax, the imposition of the repurchases, councils…)- AFER it is also an Association.- Heading F.A.Q (Frequently asked Questions) enables you to have answers to all the questions usually posed (expenses, duration of adhesion, etc…)- Compare the tariffs of the insurers for your life insurance Here a legal and tax review of the preferred placement of the French.Genuine tool of saving and Transmission of the capital, the life insurance was essential like the preferred placement of the French. There are various types of products and contracts. Consult our file!The legal framework of the life insurance The life insurance is the legal formula which makes it possible to make bear fruit funds while protecting its inheritance family. In the long run, it is the solution of retirement.

Placement Melts of guaranteed: FUNDS SEDENTARYRate to the 31/12/2005 4,41% Net (Except social taking away) The search for a regular and definitively acquired output. Funds Guaranteed with for goal to guarantee safety to you. The structure of its wallet is characterized by a very strong proportion of obligations (about 90%) and the choice of investments privileging the placements of great quality. A remuneration optimal and guaranteed.10.000 €uros invested on the Funds Guaranteed open since the 01/01/1977 became to the 31/12/2005: 123.895 €uros (before social taking away).Advantages: - GUARANTEED RATE The insurance company, partners of the AFER, jointly guarantee to you an evolution of your saving in the Funds Guaranteed corresponding to the maximum authorized by the authorities..Obviously, the entirety of the financial results Nets obtained each year are allowed to you. - FINAL ATTRIBUTION OF THE RESULTS, THE PAWL EFFECT : When a exercise is finished and that the financial allocation of profit were registered in the Funds Guaranteed, it cannot be reinvested any more. This system enables you to put your saving at the shelter of the stock exchange risks. It functions indeed like a pawl. An obvious demonstration in was brought on several occasions since the installation of the AFER, in particular at the time of certain stock exchange crashes.